Paying with a Foreign Card in Vietnam: Fees & VAT

Buying Electronics in Vietnam with a Foreign Card: Fees, VAT and Invoices

Posted on: 29/12/2026

Paying for a phone or laptop in Vietnam with an international card? Card fees, VAT, company invoices and safe payment tips for expats at HAGA.

Can you pay with a foreign card at an electronics store in Vietnam? Yes, at most established shops, but there is usually a card fee for international cards. At HAGA Thao Dien, Vietnamese cards have no fee; international Visa, Mastercard and JCB carry a 2% fee and American Express 3.9%. Prices on our website already include VAT, and we can issue an electronic VAT invoice for your company.

Customer paying for a laptop at HAGA Thao Dien

Payment options at HAGA

Method	Fee	Notes
Cash (VND)	None
Bank transfer (Vietnamese account)	None	Transfer to our company account
Vietnamese card	None
International Visa / Mastercard / JCB	2%
American Express	3.9%

We always tell you the total, including any card fee, before you pay.

VAT and invoices

Prices include VAT. The price you see on our website is the price before any card fee.
Company invoice: send us your company name, address, tax code and the email to receive the invoice when you buy. We issue electronic VAT invoices.
Keep your receipt for warranty: new devices follow the manufacturer's warranty, and pre-owned devices from HAGA have their own warranty.

Tips for paying safely in Vietnam

Pay in VND when the card machine asks. Paying in your home currency often adds a conversion margin from the machine.
Tell your bank you are travelling or living abroad, so a large purchase is not blocked.
Check the total on the machine before entering your PIN.
Never send card numbers or passwords in a chat. We will never ask for your passwords in writing on a public channel.

Selling a device? We pay by bank transfer

When you sell or trade in a device, we pay from our company account to a bank account in your own name, with a written contract. See how to sell before leaving Vietnam.